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Short
Sale and Preforeclosure Specialists
Certified
Distressed Property Expert (CDPE) - Distressed Property
Institute, LLC Short Sale and Foreclosure Resource (SFR) -
National Association of REALTORs®
Are you in a position where you owe
more than your home is worth and you need to sell? A short
sale may be your best solution. Be careful not to get taken
for a long, stressful ride by an inexperienced agent. Make
sure you're educated on the short sale process.
What is a Short Sale?
Simply put, a short sale is a
real estate transaction where the homeowner owes the
lender more than the property is worth and they
need to sell. In a short sale, the lender accepts
less than what is owed as full payoff. This
means they may settle for $400,000, even if you
currently owe $500,000, even if the loss is
hundreds of thousands of dollars.
- Are you
facing a financial hardship that you know will decrease
your income? - Are you getting behind on your
mortgage and not sure if you can catch up? - Do you
just need to sell quickly but your home is worth less
now than when you bought it?
If you are
facing any of the situations above, and you think a
short sale might be your best option, read on. If you're
still not sure and just want more info, scroll to
the bottom of this page and request a free copy of our
article "7 Short Sale Myths".
Don't worry. It's not your fault!
We've all had our ups and downs
in life and a lot of other good people are in the
same tough spot as you. Life seems scary when you're
facing the reality of foreclosure and I know how you
feel when you just don't want to answer the phone any
more.
Everyone agrees that we're in the
middle of a national mortgage crisis and that, in many
cases, homeowners who have bought or refinanced in the
last few years have been seriously abused by unethical
lending practices!
We've helped many
homeowners in this position to get the help they
deserve.
It's sad but true!
Did you know that nearly 90%
of homeowners nationwide who try to "short
sale" their homes will end up losing their
homes to foreclosure due to an uneducated or
inexperienced
agent?
Don't allow this to happen to you!
The vast majority of real
estate agents who are "trying to help" have not
been properly trained and are misinformed as to how to
even negotiate with lenders. Some even get so far as to
submit your short sale packet and then just sit back and
wait for a response! In the end, they simply don't know
how to help and you will become one of those "90%"
who end up in
foreclosure.
Short Sales are not easy!
...unless you seek the help of
an expert agent with a proven track record. We have
been personally trained and
certified by a former Chief Loss Mitigator who is
a career asset manager with 20 years in the
business (this is ultimately the person at the bank
who accepts or declines short sales). We also
hold two national certifications--Certified Distressed
Property Expert® (CDPE) and Short Sale and
Foreclosure Resource (SFR). You can view a few of
our actual approval letters on the right.
Now it's up to you!
We are ready to go to
battle for you. Are you ready to take a serious look at
your options and see how a short sale can help you?
Avoid paying TAXES on the money the bank loses at
foreclosure (Yes, you may have to pay taxes on the
amount of loss to the bank if the home goes to
foreclosure)
Save your credit from the "Foreclosure" ding
Avoid Bankruptcy
Avoid Foreclosure
Relieve the stress that this financial burden has
become with no
out-of-pocket costs or any up-front fees of any
kind. In other words, you pay me nothing
and if I do my job and save you from foreclosure, only
then will I get paid by the lender!
If you're
not sure and just want to find out if you qualify,
give us a call and we will walk you through
your options. Believe it or not, you may just need help
getting a temporary reduction in your payments to catch
up. In any case, call us to talk about several
options you may not be aware of.
If you
don't know what else to do and you don't call us at
214.705.2470 or 866.578.0270, think of what it
might cost you in damaged credit, frustration and
stress.
We know how you feel and we can
help.
Sincerely, Tom Branch, CDPE, SFR Broker
Associate
The
Branch TeamSM RE/MAX Dallas
Suburbs 4032 McDermott Rd., Ste 100 Plano, TX
75024