Over Promise, Under Deliver, and Ask For More Business?

There are days I wonder how some people stay in business. It seems the new way to do business is to “over promise, under deliver and then ask for more business.” I don’t know about you, but this tactic seems all wrong. Do people really fall for this?

Lenders seem to be the worst lately. I understand that underwriting guidelines change daily and that lenders are at the mercy of many other providers. However, a smart lender would factor that into any estimated closing date they set.

These are not just mortgages, these are people lives. Sellers and buyers are trying to plan moves,  schedule time off, change over utilities, and the myriad of other tasks that come with a move. As a major listing broker, I prepare every seller for what seems to be the inevitable lender delay. We’re to the point where we have to do seller temporary lease-backs just to insure the buyer can close before the seller moves out of the home. It’s insane.

There are good lenders left out there that can deliver what they promise. Good agents surround themselves with great service providers who can deliver results.

Need a proven provider? Click here for our Business Directory.

Photo licensed from iStockPhoto

Tied of Chasing Your iPad or iPhone Cable?

Cable ClipI’d like to be able to take credit for this one but I was out showing homes the other day and noticed that the owner had kept their cables from falling behind the desk with a simple binder clip.

The clip is attached to the overhang on the desk and the cable is run through the wire handles. When the wire is removed from the iPad or iPhone it usually slides back to the clip making it easy to find and reconnect later.

Photo Copyright 2012 – Tom Branch

Memorial Day 2012 – Some Gave All

Some Gave All

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“We will always remember. We will always be proud. We will always be prepared, so we will always be free.”

– Ronald Reagan


Photo: Copyright 2011 – Tom Branch

Sellers Disclosure In Texas

Texas Sellers Disclosure NoticeWe seem to receive questions about disclosure requirements in Texas on a weekly basis. Section 5.008 of the Texas Property Code spells out the requirements:

“A seller of residential real property comprising not more than one dwelling unit located in this state shall give to the purchaser of the property a written notice as prescribed by this section or a written notice substantially similar to the notice prescribed by this section which contains, at a minimum, all of the items in the notice prescribed by this section.”

Basically if you’re selling a single family home you are required to complete a Sellers Disclosure Notice. Note that, “a seller or seller’s agent shall have no duty to make a disclosure or release information related to whether a death by natural causes, suicide, or accident unrelated to the condition of the property occurred on the property or whether a previous occupant had, may have had, has, or may have AIDS, HIV related illnesses, or HIV infection.”

There are 11 exemptions from disclosure:

(1) pursuant to a court order or foreclosure sale;

(2) by a trustee in bankruptcy;

(3) to a mortgagee by a mortgagor or successor in interest, or to a beneficiary of a deed of trust by a trustor or successor in interest;

(4) by a mortgagee or a beneficiary under a deed of trust who has acquired the real property at a sale conducted pursuant to a power of sale under a deed of trust or a sale pursuant to a court ordered foreclosure or has acquired the real property by a deed in lieu of foreclosure;

(5) by a fiduciary in the course of the administration of a decedent’s estate, guardianship, conservatorship, or trust;

(6) from one co-owner to one or more other co-owners;

(7) made to a spouse or to a person or persons in the lineal line of consanguinity of one or more of the transferors;

(8) between spouses resulting from a decree of dissolution of marriage or a decree of legal separation or from a property settlement agreement incidental to such a decree;

(9) to or from any governmental entity;

(10) of a new residence of not more than one dwelling unit which has not previously been occupied for residential purposes; or

(11) of real property where the value of any dwelling does not exceed five percent of the value of the property.

When in doubt you should discuss the issue with your agent or an attorney.

Memorial Day 2012 – A Time to Remember

Memorial Day 2012As a retired military combat veteran, Memorial Day holds a very special meaning for me. It’s a time to reflect back and honor those who not only served, but made the ultimate sacrifice for this nation and her people.

Many people have tried to capture the essence of it. Few accomplished it.  Billy Ray Cyrus’ song titled, “Some Gave All” is one of them:

All gave some and some gave all
And some stood through for the red, white and blue
And some had to fall
And if you ever think of me
Think of all your liberties and recall
Some gave all

What non-veterans cannot comprehend is the guilt felt by many of those who make it home. Jamey Garner’s song titled, “That’s What Soldiers Do” showed remarkable insight :

Those emotional wounds run deep and those veterans returning home need our support more than ever.

Freedom is not free. We enjoy our liberties because brave men and women have always been willing to put everything on the line in order to insure them.

If you love America and our way of life, thank a veteran. Their blood has been shed preserving the liberty that we enjoy and many take for granted.

Photo licensed from iStockPhoto

Plano Texas Home For Sale 633 Mossycup Oak

5 Bedrooms | 3.1 Baths | 3 Car Garage | 4215 SF/Tax | Pool

Updated home with sparking pool in golf community. Extensive hardwoods and crown molding. Island kitchen has Silestone counters, tile back splash, and smooth cook-top. Plumbed for gas in kitchen and laundry. Huge master with staircase to private living area above. Master bath has garden tub, separate shower, and dual sinks. All bedrooms are oversized with walk- in closets. Back yard oasis with covered patio and pool is perfect for entertaining.

Click here for more details, photos, virtual tour, status, and pricing on this Plano TX Home For Sale.

Click here to see all homes for sale in Plano TX.

Contact us at 214-705-2470 for more information or to schedule a showing.

Photos Copyright 2012 – Lance Selgo

McKinney Texas Townhome For Sale 5604 Rowlett Creek Way

5604 Rowlett Creek

2 Bedrooms | 2 Baths | 2 Car Garage | 1734 SF/Builder

Luxury low-maintenance living in single story townhome. Popular Julia floor plan with huge expanded master suite. Upgraded paint color, Knotty Alder stained cabinets in kitchen, stainless steel appliances including double ovens. Hardwood floors, upgraded ceramic tile, and 8ft. doors throughout. Enjoy the many amenities of Craig Ranch!

Click here for more details, photos, virtual tour, status, and pricing on this McKinney TX Townhome For Sale.

Click here to see all townhomes for sale in McKinney TX.

Contact us at 214-705-2470 for more information or to schedule a showing.

Photo Copyright 2011 Imaged2Sell

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Purchase a new home through us and we'll help you with your closing costs! We'll give you a credit of 1.5% of the price of the home at closing to use towards your closing costs.

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